AlphaSIP® - Smartest Way to SIP | Best ULIP Plans
Registration window for on-boarding new clients for AlphaSIP® Strategy is closed right now!
AlphaLumpsum™ - Smartest Way to Invest a Lumpsum
AlphaLumpsum™ PRO
Minimum Investment Amount:
One time investment of Rs. 25 lakh or more
Tax Treatment:
Monthly rebalancing of portfolio does NOT lead to tax incidence
Redemptions after lock-in period are subject to long-term capital gains tax
Strategy Executed Using:
Plan Name – HDFC Life Sampoorn Nivesh
Lock-in Period:
Investments subject to lock-in period of 5 years
Investments can't be redeemed in the first 5 years
Portfolio Rebalancing Fee:
Rebalancing fee stands waived for all Lump-sum investments in HDFC Life Sampoorn Nivesh till further notice
Switching between funds is free 4 times in a year; beyond that, insurance company charges Rs. 25 + GST per switch
Registration Process and Fee:
Submit your registration by clicking the “Register” button below
Registration fee has been waived in case you register for the AlphaLumpsum™ PRO variant
Once you register, one of our ULIP advisors will call back to address any query / doubt you might have with regards to the AlphaLumpsum™ Strategy and to assist you with the on-boarding process and/or payment of your investment amount, in case you are ready to proceed with the investment
Also review the list of documents that you would need to email us in case you wish to proceed with the investment after the consultation (Click here for list of documents to be emailed)
Investment by NRIs:
NRIs (including those from USA and Canada) can invest
Privileges:
Dedicated RM
Quarterly review of portfolio with RM
Assistance needed from your end in monthly rebalancing of portfolio:
We typically rebalance our client portfolios every month as per the AlphaLumpsum™ logic within the first 5 trading days of every month
Currently, we are yet to complete tech-integration with HDFC Life, whose ULIP plans we use to execute the AlphaLumpsum™ Startegy
Hence, currently any rebalancing / switching between funds in our client portfolios has to be executed by our team on behalf of our clients manually
However, in order to complete any fund switch initiated from our end on your behalf, HDFC Life will send an OTP on your registered email / phone number
Our team will contact you over WhatsApp and you will have to share the OTP with our team over WhatsApp
Only after you share the OTP will the switch between funds be completed for that month
Hence you should register ONLY if you are OK to assist us with switching between funds in your portfolio by sharing the OTP with our team every month over WhatsApp
We are of course working with HDFC Life to complete a tech-integration, so that eventually, we can automate the process of monthly rebalancing / switching between funds in our client portfolios, without any manually intervention
AlphaLumpsum™ PRO MAX
Minimum Investment Amount:
One time investment of Rs. 50 lakh or more
Tax Treatment:
Monthly rebalancing of portfolio does NOT lead to tax incidence
Redemptions after lock-in period are subject to long-term capital gains tax
Strategy Executed Using:
Plan Name – HDFC Life Sampoorn Nivesh
Lock-in Period:
Investments subject to lock-in period of 5 years
Investments can't be redeemed in the first 5 years
Portfolio Rebalancing Fee:
Rebalancing fee stands waived for all Lump-sum investments in HDFC Life Sampoorn Nivesh till further notice
Switching between funds is free 4 times in a year; beyond that, insurance company charges Rs. 25 + GST per switch
Registration Process and Fee:
Submit your registration by clicking the “Register” button below
You can opt for a consultation directly with Mr. Indraanil Guha in case you register for the AlphaLumpsum™ PRO MAX variant
A registration fee of Rs. 7,000 is payable in case you register for AlphaLumpsum™ PRO MAX variant (this fee will be refunded if you proceed with an investment within 1 month of the consultation, else the fee will NOT be refunded)
Details of UPI ID / Bank Account details, where the above-mentioned fee should be sent will be displayed after you submit your registration
Please mention your phone number in the "Add note" or "Add a message" box while sending your payment thru GPay or PhonePe
Please email us the screenshot of the payment receipt at hello@metacaps.ai
Upon receipt of payment, one of our ULIP advisors will call back to set up a call between yourself and Mr. Indraanil Guha at a mutually convenient date and time
Also review the list of documents that you would need to email us in case you wish to proceed with the investment after the consultation call with Mr. Guha (Click here for list of documents to be emailed)
Please note that the payment of Rs. 7,000 is NOT REFUNDABLE if you do NOT proceed with the investment within one month of consultation. Hence please do NOT register or pay Rs. 7,000 if you are NOT sure about proceeding with the investment at this stage, or if you have any doubts about the strategy, or if you do NOT have all the documents required for on-boarding available with you right now
Investment by NRIs:
NRIs (including those from USA and Canada) can invest
Privileges:
Dedicated RM
Quarterly review of portfolio with RM
1 yearly review of portfolio with Mr. Indraanil Guha
Assistance needed from your end in monthly rebalancing of portfolio:
We typically rebalance our client portfolios every month as per the AlphaLumpsum™ logic within the first 5 trading days of every month
Currently, we are yet to complete tech-integration with HDFC Life, whose ULIP plans we use to execute the AlphaLumpsum™ Startegy
Hence, currently any rebalancing / switching between funds in our client portfolios has to be executed by our team on behalf of our clients manually
However, in order to complete any fund switch initiated from our end on your behalf, HDFC Life will send an OTP on your registered email / phone number
Our team will contact you over WhatsApp and you will have to share the OTP with our team over WhatsApp
Only after you share the OTP will the switch between funds be completed for that month
Hence you should register ONLY if you are OK to assist us with switching between funds in your portfolio by sharing the OTP with our team every month over WhatsApp
We are of course working with HDFC Life to complete a tech-integration, so that eventually, we can automate the process of monthly rebalancing / switching between funds in our client portfolios, without any manually intervention
AlphaSIP®Tax Saver
Minimum Investment Amount:
Rs. 2.5 lakh per year (in case of yearly SIP) OR Rs. 20,700 per month (in case of monthly SIP)
In case of monthly SIP, entire investment due in first year i.e. 20,700 x 12 = Rs. 2,48,000 would be payable upfront at the start of the investment, with an option to shift to monthly SIP of Rs. 20,700 from 13th month onwards
Tax Treatment:
Monthly rebalancing of portfolio does NOT lead to tax incidence
Maturity proceeds are TAX FREE if redeemed after lock-in period and if investment amount is within Rs. 2.5 lakhs per year
Strategy Executed Using:
Zero-allocation Charge ULIP Plan of HDFC Life
Plan Name – Click2Invest
Lock-in Period:
Investments subject to lock-in period of 5 years
Investments can't be redeemed in the first 5 years
SIP's can't be stopped in the first 5 years
Portfolio Rebalancing Fee:
Rebalancing fee waived for the first 5 years
1% of the portfolio value per year from year 6 onwards (payable to metacaps.ai)
Switching between funds is free 4 times in a year; beyond that, insurance company charges Rs. 25 + GST per switch
Registration Process and Fee:
Please watch and fully understand the underlying logic of the AlphaSIP® Strategy. Click here to watch the video
After watching the video, submit your registration by clicking the “Register” button below
Registration fee has been waived in case you register for the AlphaSIP® Tax Saver variant
Once you register, one of our ULIP advisors will call back to address any query / doubt you might have with regards to the AlphaSIP® strategy and to assist you with the on-boarding process and/or payment of your first year premium, in case you are ready to proceed with the investment
Also review the list of documents that you would need to email us in case you wish to proceed with the investment after the consultation (Click here for list of documents to be emailed). Please do NOT register if you do NOT have all the documents required for on-boarding available with you right now
Investment by NRIs:
NOT available for investment for NRIs
Privileges:
Support for any service request through out support helpline
No dedicated RM
Assistance needed from your end in monthly rebalancing of portfolio:
We typically rebalance our client portfolios every month as per the AlphaSIP® logic within the first 5 trading days of every month
Currently, we are yet to complete tech-integration with HDFC Life, whose ULIP plans we use to execute the AlphaSIP® Strategy
Hence, currently any rebalancing / switching between funds in our client portfolios has to be executed by our team on behalf of our clients manually
However, in order to complete any fund switch initiated from our end on your behalf, HDFC Life will send an OTP on your registered email / phone number
Our team will contact you over WhatsApp and you will have to share the OTP with our team over WhatsApp
Only after you share the OTP will the switch between funds be completed for that month
Hence you should register ONLY if you are OK to assist us with switching between funds in your portfolio by sharing the OTP with our team every month over WhatsApp
We are of course working with HDFC Life to complete a tech-integration, so that eventually, we can automate the process of monthly rebalancing / switching between funds in our client portfolios, without any manually intervention
AlphaSIP® Pro
Minimum Investment Amount:
Rs. 5 lakh per year (in case of yearly SIP) OR Rs. 43,000 per month (in case of monthly SIP)
In case of monthly SIP, entire investment due in first year i.e. 43,000 x 12 = Rs. 5,16,000 would be payable upfront at the start of the investment, with an option to shift to monthly SIP of Rs. 43,000 from 13th month onwards
Tax Treatment:
Monthly rebalancing of portfolio does NOT lead to tax incidence
Redemptions after lock-in period are subject to long-term capital gains tax
Strategy Executed Using:
Zero-allocation Charge ULIP Plan of HDFC Life
Plan Name – Click2Invest
Lock-in Period:
Investments subject to lock-in period of 5 years
Investments can't be redeemed in the first 5 years
SIP's can't be stopped in the first 5 years
Portfolio Rebalancing Fee:
Rebalancing fee waived for the first 5 years
1% of the portfolio value per year from year 6 onwards (payable to metacaps.ai)
Switching between funds is free 4 times in a year; beyond that, insurance company charges Rs. 25 + GST per switch
Registration Process and Fee:
Please watch and fully understand the underlying logic of the AlphaSIP® Strategy. Click here to watch the video
After watching the video, submit your registration by clicking the “Register” button below
Registration fee has been waived in case you register for the AlphaSIP® Pro variant
Once you register, one of our ULIP advisors will call back to address any query / doubt you might have with regards to the AlphaSIP® strategy and to assist you with the on-boarding process and/or payment of your first year premium, in case you are ready to proceed with the investment
Also review the list of documents that you would need to email us in case you wish to proceed with the investment after the consultation (Click here for list of documents to be emailed). Please do NOT register if you do NOT have all the documents required for on-boarding available with you right now
Investment by NRIs:
NRIs (including those from USA and Canada) can invest
Privileges:
Dedicated RM
Quarterly review of portfolio with RM
Assistance needed from your end in monthly rebalancing of portfolio:
We typically rebalance our client portfolios every month as per the AlphaSIP® logic within the first 5 trading days of every month
Currently, we are yet to complete tech-integration with HDFC Life, whose ULIP plans we use to execute the AlphaSIP® Strategy
Hence, currently any rebalancing / switching between funds in our client portfolios has to be executed by our team on behalf of our clients manually
However, in order to complete any fund switch initiated from our end on your behalf, HDFC Life will send an OTP on your registered email / phone number
Our team will contact you over WhatsApp and you will have to share the OTP with our team over WhatsApp
Only after you share the OTP will the switch between funds be completed for that month
Hence you should register ONLY if you are OK to assist us with switching between funds in your portfolio by sharing the OTP with our team every month over WhatsApp
We are of course working with HDFC Life to complete a tech-integration, so that eventually, we can automate the process of monthly rebalancing / switching between funds in our client portfolios, without any manually intervention
AlphaSIP® Pro Max
Minimum Investment Amount:
Rs. 10 lakh per year (in case of yearly SIP) OR Rs. 84,000 per month (in case of monthly SIP)
In case of monthly SIP, entire investment due in first year i.e. 84,000 x 12 = Rs. 10,08,000 would be payable upfront at the start of the investment, with an option to shift to monthly SIP of Rs.84,000 from 13th month onwards
Tax Treatment:
Monthly rebalancing of portfolio does NOT lead to tax incidence
Redemptions after lock-in period are subject to long-term capital gains tax
Strategy Executed Using:
Zero-allocation Charge ULIP Plan of HDFC Life
Plan Name – Click2Invest
Lock-in Period:
Investments subject to lock-in period of 5 years
Investments can't be redeemed in the first 5 years
SIP's can't be stopped in the first 5 years
Portfolio Rebalancing Fee:
Rebalancing fee waived for the first 5 years
1% of the portfolio value per year from year 6 onwards (payable to metacaps.ai)
Switching between funds is free 4 times in a year; beyond that, insurance company charges Rs. 25 + GST per switch
Registration Process and Fee:
Please watch and fully understand the underlying logic of the AlphaSIP® Strategy. Click here to watch the video
After watching the video, submit your registration by clicking the “Register” button below
You can opt for a consultation directly with Mr. Indraanil Guha in case you register for the AlphaSIP® Pro MAX variant
A registration fee of Rs. 7,000 is payable in case you register for the AlphaSIP® Pro MAX variant (this fee will be refunded if you proceed with an investment before 31-Mar-2025, else the fee will NOT be refunded)
Details of UPI ID / Bank Account details, where the above-mentioned fee should be sent will be displayed after you submit your registration
Please NOTE that paying the above mentioned fee does NOT guarantee an appointment with Mr. Indraanil Guha. In case we receive a very high volume of consultation requests with Mr. Guha, and are therefore unable to offer a mutually convenient slot for consultation with Mr. Guha before 31-Mar-2025, we will refund the fee paid by you
Please mention your phone number in the "Add note" or "Add a message" box while sending your payment thru GPay or PhonePe
Please email us the screenshot of the payment receipt at hello@metacaps.ai
Upon receipt of payment, one of our ULIP advisors will call back to set up a call between yourself and Mr. Indraanil Guha at a mutually convenient date and time
Also review the list of documents that you would need to email us in case you wish to proceed with the investment after the consultation call with Mr. Guha (Click here for list of documents to be emailed)
Please note that the payment of Rs. 7,500 is NOT REFUNDABLE if you do NOT proceed with the investment by 31-Mar-2025. Hence please do NOT register or pay Rs. 7,500 if you are NOT sure about proceeding with the investment at this stage, or if you have any doubts about the strategy, or if you do NOT have all the documents required for on-boarding available with you right now
Investment by NRIs:
NRIs (including those from USA and Canada) can invest
Privileges:
Dedicated RM
Quarterly review of portfolio with RM
1 yearly review of portfolio with Mr. Indraanil Guha
Assistance needed from your end in monthly rebalancing of portfolio:
We typically rebalance our client portfolios every month as per the AlphaSIP® logic within the first 5 trading days of every month
Currently, we are yet to complete tech-integration with HDFC Life, whose ULIP plans we use to execute the AlphaSIP® Strategy
Hence, currently any rebalancing / switching between funds in our client portfolios has to be executed by our team on behalf of our clients manually
However, in order to complete any fund switch initiated from our end on your behalf, HDFC Life will send an OTP on your registered email / phone number
Our team will contact you over WhatsApp and you will have to share the OTP with our team over WhatsApp
Only after you share the OTP will the switch between funds be completed for that month
Hence you should register ONLY if you are OK to assist us with switching between funds in your portfolio by sharing the OTP with our team every month over WhatsApp
We are of course working with HDFC Life to complete a tech-integration, so that eventually, we can automate the process of monthly rebalancing / switching between funds in our client portfolios, without any manually intervention
Documents / Details required for Signing up
Basic Details to be emailed:
Name
Date of Birth
Marital Status
Mothers Name
Place of Birth
Educational Qualification
Mobile Number
Email Address
Are you a politically exposed person (PEP) (yes/no)
Nominee Name
Nominee Date of Birth
Nominee Contact Details
Identification Mark
Gross yearly income from all sources (in Rs.)
Name of present employer / business
Designation
Workplace City
Industry Type
Do you have an existing insurance cover (yes/no)
What is your height?
What is your weight?
Do you consume alcohol?
Do you use tobacco products?
COVID vaccination done? (yes/no)
Documents to be emailed (softcopy):
Aadhaar Card (front and back)
PAN card
Cancelled cheque of the bank account from where investor intents to invest
Income proof (salary slip of last 3 months along with 6 months bank statement, OR IT returns of last 3 years)
Additional Details / Documents of the Insured Person (in case the insured person is NOT the same as the Investor / Proposer):
Height
Weight
Marital Status
Mothers Name
Place of Birth
Educational Qualification
Identification Mark
Do you have an existing insurance cover (yes/no)
Do you consume alcohol?
Do you use tobacco products?
COVID vaccination done? (yes/no)
School ID / College ID (in case insured person is a student)
AADHAAR card (front and back)
PAN card (if insured person is 18+)
Mobile Number (if insured person is 18+)
Income proof (salary slip of last 3 months along with 6 months bank statement, OR IT returns of last 3 years) (required only if insured person is employed)